Option 1: Investors are guaranteed an annual return of 10% on a minimum investment of $5,000. A lower invested amount will qualify for a smaller interest rate. The interest income may be added to the capital at the end of the calendar year or paid in six monthly intervals (during July and January) based on investor's preference.

Option 2: This is a performance based program. Under this program the account will be charged a management fee of 0.75% of the invested amount every year. Additionally, a performance fee of 25% will be charged on the profits made during the month. These amounts may be taken out of the fund every month. Special note: Present performance does not guarantee future results. Results may vary.